Insurance PlansPlan education, not a price ticker

Publisher

About Insurance Plans

Insurance Plans is an independent Australian education site on insuranceplans.com.au. We explain how life, income protection, business and trades plans are structured. We do not sell policies. The publisher contact is Callum Sherwood.

By Callum SherwoodReviewed by Editorial deskPublished 12 March 2026Updated 27 September 2026
Domain
insuranceplans.com.au
Contact
callum.sherwood.seo@gmail.com

At a glance

Plan ledger

  1. 01

    Education publisher

    Not an insurer, broker, or authorised representative arranging cover.

  2. 02

    Heritage rebuild

    2017 plan URLs preserved as Capes-depth guides.

The publisher

This site is published as Insurance Plans (insuranceplans.com.au). Author bylines name Callum Sherwood. Review stamps name the editorial desk.

We write in Australian English for people who need to understand a plan type before they speak to an insurer or a licensed adviser.

What we are not

We are not an AFSL holder arranging products on this page. We are not a comparison engine. We do not take secret commissions on “#1” lists because we do not publish those lists.

The 2017 site

The archive was thin. We did not pretend otherwise. We kept the URLs that existed and wrote the essays the old pages did not contain.

Contact

callum.sherwood.seo@gmail.com

Questions, answered first

Direct answers first — the format answer engines and humans both need. These are general explanations, not advice.

Who writes this?
Callum Sherwood, with editorial-desk review. Pages carry published and updated dates.
Are you a broker?
No. We do not arrange insurance contracts.

Sources we point to

Official education and complaints pathways. They do not replace a Product Disclosure Statement.

Next readings

Next step — education, not a quote

Use the compare-plans ledger

Write the event, open the PDS, line up waits and exclusions, then look at any premium you were actually quoted. We do not sell cover or invent a saving.